In the event that you’ve been harmed in a fender bender in Chicago, you may wonder who is going to pay for your medical treatment.
An injury settlement or a verdict at trial is great, but that won’t help you pay your medical bills right away.
Your insurance, the other driver’s insurance, your healthcare provider, etc. play in the process.
This article will clarify who is responsible for paying for your damages and in what order each one is responsible to pay.
Who Pays Compensation After An Illinois Car Accident?
The most important thing to know is that on the off chance that you get into an accident, you are, for the most part, responsible for the payment of any medical bills that are issued to you.
The only exception is car accidents in “no fault” states, which Illinois is not.
Under Illinois law, all drivers are required to convey at least $25,000 in collision protection for the damage or passing of one individual in a mishap and $50,000 for the damage or demise of one individual during an auto accident.
On the off chance that a driver happens to get into an accident with another driver who is either uninsured or underinsured (i.e. has not purchased enough coverage to cover the injuries and damage that the driver caused), then the injured driver’s insurance company would cover any damages he or she suffered that were not covered by the accident-causing driver’s insurance.
When Does the Driver Who Caused the Accident Pay?
In the uncommon event that an auto accident case goes to trial and the jury renders a decision in abundance of the driver’s available insurance coverage, the driver who caused the accident can be held liable for any harm that was caused during the accident.
Call Trapp & Geller If You Have Been Involved in an Accident
If you have suffered injuries in an accident in the Chicago area or somewhere else in Illinois, you should contact an experienced and aggressive car accident lawyer at Trapp & Geller.
Being injured in an accident can be the beginning of a nightmare. You should not face it alone.
To schedule a free initial consultation with one of our Chicago personal injury attorneys, call 312-313-1209 or contact us online.